求保险咨询建议，猫哥！~

gaochao

求助猫哥关于保险的问题：我老公大概2012一月去德国卡尔斯鲁厄大学做博后，我们想一起拿签证过去（我到那边算是陪读）他在那边大概薪酬税后2000多欧（现在准备申请签证，想在猫哥这边递签），我们要在递签之前买保险吧？猫哥有什么保险类型推荐？可以办家庭险吗？

谢谢啦！

amor_cat

你要区分清楚资助形式
如果是工资类别的话，应该用法定保险，DAK
价格是工资的15%，个人与雇主各支付一半，有家庭险

如果不是工资类别的话，那只能投私立保险，家庭成员每个人一份

gaochao

谢谢猫哥啦！

gaochao

回复 2# amor_cat
我觉得从邀请信（如下）里面看的话，我们应该属于工资类别的吧？就是买DAK的咯？要在申请递签之前买吗？再次谢谢猫哥~
Dear Madam or Sir,

I ask you to issue visas for Mr. ** (passport number: **), ** University, and his wife ** (passport number: **).

Having finished his PhD, Mr. ** shall be employed as a researcher („Wissen- schaftlicher Mitarbeiter“)/postdoc at the Karlsruhe Institute of Technology KIT (formerly Universität Karlsruhe (TH)). His responsibilities will be preparation of new functional materials.

Mr. ** will get a contract as a scientific employee („Wissenschaftlicher Mitarbeiter“) on a state-funded position („Landesstelle“) of KIT (payment according to TV-L E13), initially for 2 years.  The planned start date of the contract is the 1st of February 2012. Mr. ** will be accompanied by his wife **.

The stay is financed by public funding for the execution of scientific research in Germany. I therefore ask to issue visas according to §11 (2) 2. DVAuslG.

On the basis of his contract as an employee, Mr. ** will insure himself in the compulsory health insurance (“gesetzliche Krankenkasse”).

amor_cat

回复  amor_cat
我觉得从邀请信（如下）里面看的话，我们应该属于工资类别的吧？就是买DAK的咯？要在申请 ...
gaochao 发表于 2011-11-25 10:38

    给我们发邮件办理即可：）

gaochao

谢谢猫哥！

amor_cat

：）