每月提款只能是500欧？

jiayun80

德意志银行规定是每月最多只能提500欧吗？要是想提多一点，是不是要再开一个账户？

helmut

笨笨的问题。

成吉思汗

可以

成吉思汗

最初由 jiayun80 发表
[B]德意志银行规定是每月最多只能提500欧吗？要是想提多一点，是不是要再开一个账户？ [/B]

你要想多取，就得直接另存钱到另外一个帐户。
这6400欧元，每月只能提500欧

jiayun80

这另外一个账户在国内开好，还是到了德国在开？都一样吗？哪个更好些？

lindayou

最初由 jiayun80 发表
[B]这另外一个账户在国内开好，还是到了德国在开？都一样吗？哪个更好些？ [/B]

到德国之后开就行。新开的这个可以开GIRO帐户，可以转帐，没有限制。以后再开SPAR帐户，存钱利息高些，不能转帐，最多每月取2000

frankword

你在国内开的是Spar账户,只能存取款,不能转账.自保金账户每月只能取出500欧元,取款必须携带出示护照.

新开一个GIRO账户，就是转帐账户,存取款金额不限，几乎是必须的,在德国很多东西都要转账.比如房租,购物,水电费等等...
开了这个账户一般都能免费得到一张EC信用卡,可以直接划卡消费.在绝大多数取款机上取款(表有EC标志).

如果没有转账账户,用现金每次要多交3欧元的手续费.

sophia

楼上的真是全知全能，什么问题都可以回答。佩服佩服。

frankword

我来了才有一年多,很多东西也不清楚.
只能尽力回答了.其实很多问题多留心就可以.
没事的时候就多问问德国人.

dfgsdg

呵呵，在国内开的不是Spar账户，就保金账户。它的利息一般比Spar低。

jiayun80

明白了，谢谢楼上各位！

beibei78

请问每月生活费的开销到底多少？
我去汉堡呆半年，是交换学生，那边只给了点象征性的奖学金，我不知自己应该准备多少钱，包括出游要花的钱。请各位大侠给个指点。谢谢！

Williamyj

给大家分享一下我的TIPS，自保金存在Sparbuch里只是3个月的固定利息，大家可以去银行要求把其中一部份钱转成6个月或1年的固定利息，到期后这一整笔钱就可以任意由你支配了，没有任何限制的，而且也不会影响你每月取500欧元。

sophia

最多可以转多少呢？
“到期后这一整笔钱就可以任意由你支配了，没有任何限制的，而且也不会影响你每月取500欧元。”
这句什么意思，

Williamyj

最初由 sophia 发表
[B]最多可以转多少呢？
“到期后这一整笔钱就可以任意由你支配了，没有任何限制的，而且也不会影响你每月取500欧元。”
这句什么意思， [/B]

这句的意思就是，你现把一笔钱比如5000欧元存成6个月的定期，然后每月还能照样取500欧元，等5000欧元到期后就可以由你来决定是转入Sparbuch还是Girokonto，就等于说那5000欧元可以由你任意支配了，没有限制了。

will诚

请问一下自己转账也包括在500多欧内吗？

豆丁100

是不是 这样的

就是自保金的部分 就是7000多欧 是这个账户 是Sparbuch 每月只能500欧的

然后多出的部分转到 GIRO账户

然后Giro的账户是可以随意存取的？

另外那个EC卡 是卡里有多少花多少的存储卡 还是 像VISA 那样的可以透支的卡？

u8rl6wm0y

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辕门飞雪

貌似超过一年就没有这个限制了吧。

宇宙

以前我也这么以为，虽然几次超额取款了。后来第二次延签的时候去德意志银行开证明，人家查了半天，还很疑惑的看着我说，你的账户没有什么一个月只能取多少的限制啊。然后我就说那您就给限制一下，然后开个证明，外管局的人要。后来他确实开了， 还是从总部寄过来的。结果还不是爱取多少取多少。上个月赶上交学费，都快1000了~~~

Dehn.Y

汇款是没限制的，就是取现金一天只能取300欧貌似，但第二天又可以取了